Financing Commitments for Long Term Employee Benefits

One example regarding the benefits of Strategic Estate-Living can be seen in long-term obligations made by employers to employees, such as health care, tuition or other benefits.

As a company expands, original projections may become inaccurate over time and prompt the need for additional funds to fulfill initial obligations. Our flexible life insurance programs can help business owners achieve financial security for the future, while taking care of their employees.

Key Employee Compensation

Another benefit of Strategic Asset-Leveraging is Key Employee Compensation. One of our universal life insurance policies can augment an employee’s existing compensation and create additional wealth for him and his family. Key Employee Compensation provides solid security and the financial stability employees deserve.  

Replacing and Financing Existing Life Insurance Coverage

Individuals often feel concerned about their existing universal life insurance policies when comparing them to the benefits our life insurance programs offer. You don’t have to be stuck with an existing life insurance policy that does not fully benefit you and your family.

We can help evaluate, enhance and even replace your existing life insurance coverage. We offer greater death benefits and premium-financed policies that have no premiums to pay and little-to-no out-of-pocket costs.

Preserving Family Estates and Real Estate

Family-owned businesses, real estate and ranch properties present additional opportunities to apply the strategies of Premium-Financed Life Insurance.

After death, estate transfers to various heirs in differing financial circumstances can be cumbersome and complicated. Proceeds from our Universal Life Insurance program can supply cash to help prevent inheritance conflicts between heirs in such a trying, emotional time.

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Creating Significant Additional Wealth

Using proven and trusted Estate-Asset leveraging strategies, wealthy individuals can increase the value of their existing assets and actually produce additional income. We help our clients discover additional opportunities that create higher wealth without the undue burden of having to pay oppressive premiums.

Perpetual Legacy Education Fund

A Perpetual Legacy Education Trust (PLET) is created for education funding for future generations. An Education Trust guarantees tuition funds for the future, in spite of unforeseen financial circumstances. An education trust of this nature allows funds to be accessed through compliance with certain terms, such as minimum student GPAs, institution-specific enrollment, and other qualifiers. Invest in your child’s education and future with our premier PLET program.